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Principal Securities Form CRS Customer Relationship Summary

Ray Bening is licensed in AL, AR, AZ, CA (CA Insurance License #0642670), CO, CT, DC, DE, FL, GA, IA, IL, IN, KS, MA, MD, MI, MN, MO, NC, NE, NJ, OH, OK, OR, PA, RI, SC, SD, TN, TX, VA, WA and WI and WY to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In AR, AZ, CA, CO, CT, FL, GA, IA, IL, KS, MN, NE, NV, OH, OR, PA, TX, WA and WI.

William “Duke” Reichardt is licensed in AL, AZ, CA (CA Insurance License #0K31533),CO, CT, DE, IA, IL, MI, MN, MO, NJ, NY, OK, OR, SC, TX and WA to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In CA, CO, IA, KS, NV, PA, SD and TX.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: Ray Bening and William Reichardt may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's registration requirements.  Follow-up, individualized responses to consumers in a particular state by Ray Bening and William Reichardt that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized invest advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion.  For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent, or IA representative or any financial institution they represents, contact your state securities law administrator.

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company® and the companies available through the Preferred Product Network, Inc.  Securities and advisory products offered through Principal Securities, Inc., Member SIPC.  Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.  Ray Bening and William Reichardt, Principal National and Principal Life Financial Representatives, Principal Securities Registered Representatives, Financial Advisors.  Bening Financial is not an affiliate of any company of the Principal Financial Group®.

Principal Life maintains certificates of authority to transact insurance in all 50 states.  Principal Life NAIC identification number is 61271.  Principal National NAIC identification number is 71161.

 

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck