Welcome!

Since Bening Financial was founded in 1974, we've served as advocates for businesses, families, and individuals who require financial, insurance, and advisory services including:

  • Providing innovative financial strategies to help business attract, reward and retain key employees;
  • Customizing term, variable and universal life insurance plans to meet specific business or family needs;
  • Reviewing existing life insurance plans in light of the recent market conditions and product enhancements;
  • Formulating a plan to provide stable income through retirement years;
  • Coordinating group and individual disability insurance coverage for income replacement and buy/sell agreements;
  • Enhancing value and simplifying the servicing of existing 401(k) plans, defined benefit plans and rollover IRAs;
  • Recommending asset allocation strategies using personal risk tolerance profiles combined with a broad range of investment options;
  • Evaluating and recommending appropriate use of tax favored fixed and variable annuities to meet future income objectives. 

We thank you for taking time to learn more about Bening Financial.  After you’ve had an opportunity to browse our website, we encourage you to take the next step and contact us for specific wealth-building and risk-minimizing strategies to meet your individual needs, goals, and dreams.

 

Raymond L. Bening

   Duke Reichardt
Partner   Partner

           
                              
Calculators

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

More Calculators →

Newsletters

The Land of Income Mobility

In America, just about anyone who is dissatisfied with his income has the opportunity to roll up his sleeves and move into a different income bracket.

One Final Letter

A letter of instructions can help someone clearly state his or her preferences for many important issues such as organ donation, funeral arrangements, and other details not enumerated in a trust.

Estate of Emergency?

To help ensure that an estate is distributed according to one's wishes, it’s important to have certain legal documents in place.

Higher Education Pays, But So Will You

It’s likely that admission to the nation’s top colleges and universities will remain competitive, but adequate college savings can help ensure that a student’s opportunity to attend his or her school of choice is not compromised by the lack of resources.

More Newsletters →